Business Credit & Finance Consultant (Freelance)

Responsibilities

• Review supplier payment arrangements and identify credit term extensions
• Prepare and support credit applications to distributors and vendors
• Assess receivables portfolio for invoice discounting or receivables finance suitability
• Identify and approach banks or finance providers with appetite for the company's counterparty profile
• Identify short-term facilities that can be drawn against confirmed customer contracts and purchase orders
• Support structuring and negotiation with lenders
• Advise on overall financing structure and sequencing of facilities

Requirements

• Minimum 5 years in trade finance, corporate banking, or business finance advisory in the UAE
• Active working relationships with UAE banks and finance providers at credit or relationship-manager level
• Demonstrable track record of placing trade finance, working capital or receivables facilities for SME and mid-market companies
• Strong working knowledge of letters of credit, invoice discounting, supplier credit and contract-linked lending
• Ability to read and work from financial statements, ageing reports and bank statements
• Professional English; Arabic an advantage

Preferred Qualifications

• Experience with IT distribution, technology resale or similar import-and-deliver trading models
• Background in a UAE bank's trade finance or business banking division
• Experience with KSA banking facilities
• Existing relationships with regional distributors' credit departments

About the Company

Franco Pinto is a B2B IT solutions and distribution group headquartered in Dubai, with operations across the UAE and Saudi Arabia. We deliver IT infrastructure, networking, cybersecurity and productivity solutions to banks, government entities, telecom operators and large corporates.