Sr. Risk & Control Analyst

Responsibilities

• Lead and support the oversight of Fintech Partner audits related to the BaaS program
• Create and maintain Partner Audit Risk assessments focusing on key risks of the Partner and BaaS services
• Facilitate Partner audits with external audit firms, Fintech Partners, and Internal Audit
• Coordinate scheduling of Partner audits to ensure timely engagement and completion
• Evaluate and update Partner audit scopes including BSA, General Compliance, IT General Controls, and IT Security Assessments
• Review audit findings and remediation plans to ensure key risks are addressed
• Analyze audit risk trends across Partners to identify improvement opportunities
• Maintain knowledge of rules and regulations including BSA, USA Patriot Act, OFAC, and UDAAP

Requirements

• Bachelor's Degree or equivalent related experience
• 5+ years of relevant bank Internal Audit and/or IT Risk and Controls experience
• Strong technical background and understanding of FinTech
• Ability to state risks and issues concisely and articulate impact in a structured manner
• Strong analytical skills to review audit programs, work papers, and reports

Benefits

• Medical, Dental, and Vision Insurance
• Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Retirement Plan with company matching
• Generous Paid Time Off and 11 paid holidays
• Company-paid basic life insurance and disability coverage

About the Company

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies to empower individuals and businesses.