AML Officer - Transaction Monitoring

Responsibilities

• Support the maintenance of the AML CFT framework for UAE, including assisting with policies, procedures, updates and control testing documentation
• Perform KYC and CDD checks, validate documentation, and assist with EDD for higher risk cases
• Support PEP checks and sanctions screening operations and help maintain screening lists for UAE local list, UN, OFAC, EU and other applicable lists. , Resolve matches, and escalate potential hits
• Monitor alerts in the transaction monitoring system, document investigations, and propose dispositions for review
• Draft STR narratives, conduct initial review/research and gather evidence for submission on goAML under supervision
• Assist with the AML risk assessment, data gathering, control effectiveness reviews, prepare reports, and track remediation activities.
• Help prepare for regulatory inspections and audits, track requests, and organize evidence
• Support reviews of new products and partners for AML CFT impact, document requirements, and follow up on actions
• Maintain registers, MI, and regulatory reporting calendars for AML metrics, training, incidents, and returns
• Coordinate training logistics and keep attendance and materials up to date
• Keep procedures, documentation , and evidence repositories current and easy to retrieve

Requirements

• 3 to 8 years in AML or financial crime roles within banking or fintech in the UAE or GCC
• Working knowledge of CBUAE AML CFT expectations, FIU processes, and basic prudential touchpoints
• Ability to conduct investigations and assist with preparing clear, factual reports
• Hands-on exposure to goAML, screening tools, and alert handling in monitoring systems
• Understanding of card issuing and payment flows, or partner models common in fintech
• Strong documentation skills, attention to detail, and comfort working with checklists and evidence trails
• Clear written and verbal communication in English; Arabic is a plus
• Reliable, organized, and able to manage multiple tasks with timely follow through

Benefits

• Hybrid working model: In-office collaboration for design reviews, workshops, and team days, with flexible remote time for deep work. Clear expectations on core hours and availability.
• Ownership and growth: Small teams and direct access to decision makers. End-to-end responsibility for your area, support for certifications and learning, and progression based on outcomes.
• Cross-border exposure: Work with clients and partners across MENA and beyond. Gain hands-on experience with schemes, banks, and regulators, and broaden your domain expertise.
• Real product and business impact: Build for a live issuing platform used by fintechs. See measurable results on performance and revenue within weeks, and celebrate wins backed by data.

About the Company

NymCard’s mission is to enable fintech and financial innovators to launch frictionless payment programmes with our modern infrastructure, at record speed. Our open API modern card issuing platform provides flexibility and control to issue cards, authorise transactions, and manage payment operations with just one integration and one partner.

We are a team of industry experts and technology innovators who take a dynamic approach to solving complex industry challenges. NymCard has an open and collaborative work environment and together we make up the NymCardian Nation. We power possibilities for our customers and each other by bringing the best talent together to do the best quality work we can.