BSA/AML Alert Analyst II

Responsibilities

• Review and investigate alerts generated from transaction monitoring systems to identify suspicious activity
• Analyze transactional activity, payment flows, and customer behavior to identify anomalies or red flags
• Conduct customer due diligence reviews using internal systems and external research tools
• Document investigative findings and prepare detailed alert narratives within case management systems
• Escalate higher-risk or complex activity to the Case Investigation Team
• Maintain investigative documentation and supporting evidence for audit and regulatory review
• Support FinCEN 314(a) and 314(b) information sharing requests and law enforcement inquiries
• Collaborate with Compliance, Fraud, and internal stakeholders to support operational objectives
• Meet established service level agreements (SLAs) and quality expectations

Requirements

• Bachelor’s degree in finance, Criminal Justice, Business, or related field preferred
• 1–3 years of experience in BSA/AML investigations, fraud, or financial crime analysis preferred
• Experience reviewing transaction monitoring alerts and documenting findings
• Familiarity with transaction monitoring or case management systems like Actimize preferred
• Strong analytical, investigative, and critical-thinking skills
• Excellent written and verbal communication skills for investigative documentation
• Proficiency with Microsoft Office tools including Excel, Word, and Outlook

Preferred Qualifications

• Certified Anti-Money Laundering Specialist (CAMS)
• Certified Financial Crime Specialist (CFCS)
• Certified Fraud Examiner (CFE)

About the Company

Pathward is a financial empowerment company dedicated to creating financial inclusion for all. We work with innovators to increase financial availability, choice, and opportunity by providing responsible, secure, and high-quality financial products.