Product Director - Payment & Banking

Responsibilities

• Own end-to-end product strategy for fiat cash rails, liquidity, and settlement.
• Design and optimise treasury and banking partnerships to enable near-zero downtime liquidity for mass payouts and instant trading.
• Improve pay-in acceptance rates across cards and bank transfers by optimising processors, fraud rules, and compliance checks.
• Lead commercial negotiations and technical integrations for direct bank relationships.
• Architect payment orchestration and dynamic routing logic across rails, jurisdictions, currencies, speed, and risk profiles.
• Build scalable institutional on-ramp solutions (segregated accounts, high-value wires, bulk payout APIs).
• Define and drive success metrics: time-to-fund/withdrawal, pay-in acceptance rates, and cost-per-transaction.

Requirements

• 10+ years
• Payments expertise
• Cross-border experience
• Treasury products
• API familiarity
• Data-informed
• Stakeholder management
• Leadership
• Cross-functional collaboration
• Strong work ethic

Preferred Qualifications

• Deep US banking knowledge and regulatory understanding
• Direct bank integration experience
• Payment orchestration design experience
• Fraud optimisation experience
• Institutional payments background

Benefits

• Hybrid role based in Dubai (on-site and remote collaboration)
• Competitive compensation and benefits package (details disclosed during hiring)

About the Company

Crypto.com's Product Management team drives product initiatives from inception through execution, launching products and features across a global footprint. The Cash team focuses on money movement and transfers, partnering with banks, fintechs, and wallets to enable seamless fiat on- and off-ramps for users. The company values data-informed product decisions, strong cross-functional collaboration, and building delightful customer-facing experiences.