Sr Enterprise Risk & Capital Strategy Analyst

Responsibilities

• Support enterprise risk management, capital strategy, and strategic growth initiatives
• Evaluate strategic initiatives including M&A, reinsurance transactions, and new market entry
• Build and review financial models for acquisitions, divestitures, and strategic investments
• Develop and maintain capital models across regulatory and economic frameworks (RBC, economic capital)
• Perform sensitivity and scenario testing to assess impacts on surplus, earnings, and ratings
• Support the design and execution of the company’s ERM framework in alignment with NAIC and ORSA requirements
• Identify, assess, and monitor underwriting, market, credit, liquidity, and operational risks
• Prepare risk reports and dashboards for senior management and the Board

Requirements

• Bachelor’s degree in Actuarial Science, Finance, Economics, Mathematics, or related field
• 5–10+ years of experience in insurance risk management, actuarial, corporate finance, investment banking, or strategy
• Strong understanding of insurance fundamentals including reserving, pricing, reinsurance, and ALM
• Experience with capital frameworks such as RBC and/or economic capital models
• Advanced Excel skills

Preferred Qualifications

• Progress toward or attainment of FSA/ASA, CFA, or MBA
• Experience with modeling tools such as Python, R, VBA, Prophet, or AXIS
• Investment Banking experience

About the Company

Horace Mann was founded in 1945 to provide quality, affordable insurance for teachers. Today, the company serves more than 4,100 school districts nationwide, is publicly traded on the NYSE, and manages more than $12 billion in assets.