Assurance Compliance Officer

Responsibilities

• Perform complex monitoring and testing activities to validate control effectiveness
• Develop risk-based work papers, procedures, and templates
• Document testing activities and communicate findings including root cause analysis
• Verify implementation of remediation plans and follow up on action plans
• Use data analytics and statistical analyses to create automated testing
• Perform complaint data analysis to identify trends and compliance gaps
• Utilize social media listening and AI tools for marketing and regulatory monitoring
• Maintain knowledge of regulations including Reg E, Truth in Savings, UDAAP, FACTA, Reg Z, and Reg B
• Assist with annual compliance risk assessments

Requirements

• 5+ years in Bank Regulatory Compliance, Audit, or Risk Management
• 1+ years of experience in compliance testing or monitoring
• Expertise in consumer protection regulations (lending and deposits)
• Proficiency in data analysis for trend identification
• Strong investigative, problem-solving, and critical thinking skills
• Proficiency with Microsoft Office suite

Preferred Qualifications

• Experience in both fintech and traditional financial institutions
• CRCM certification
• Completion of specialized compliance training (e.g., ABA Graduate School of Compliance Risk Management)

Benefits

• Medical, Dental, and Vision insurance
• Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
• Life, Disability, and Supplemental insurance
• 401(k) with company matching
• Generous Paid Time Off and 11 paid holidays

About the Company

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies.