Bodily Injury Claims Adjuster III

Responsibilities

• Investigate and manage complex bodily injury claims, including litigation, uninsured/underinsured motorist claims, and high-exposure losses
• Verify coverage, determine liability, and evaluate damages through thorough investigations
• Manage injury litigation from assignment through resolution, including mediation and arbitration submissions
• Partner with defense counsel to develop claim strategies and achieve appropriate outcomes
• Negotiate settlements while adhering to company best practices and regulatory requirements
• Deliver exceptional customer experience through proactive and transparent communication
• Serve as a technical resource and mentor to less experienced claim professionals
• Maintain compliance with state regulations and company policies

Requirements

• Minimum 7 years of bodily injury claims experience preferred
• Demonstrated experience handling complex bodily injury and litigation claims
• Strong knowledge of insurance coverage, liability, medical terminology, and bodily injury evaluation
• Experience handling Uninsured Motorist (UM) and Underinsured Motorist (UIM) claims
• Proven ability to prepare and manage mediation and arbitration submissions
• Ability to obtain and maintain all required state adjuster licenses
• Strong investigation, negotiation, and analytical skills

About the Company

Horace Mann was founded in 1945 to provide quality, affordable auto insurance for teachers. Today, the company serves more than 4,100 school districts nationwide, helping educators protect their assets and prepare for a successful future through tailored insurance and financial products.