Business Risk Program Director

Responsibilities

• Conduct in-depth research and analysis of complex regulatory, compliance, and financial crime topics including BSA/AML, CIP, KYC, and sanctions compliance
• Partner with internal stakeholders and external partners to assess new products, programs, and business models
• Produce high-quality regulatory and risk memoranda articulating issues and providing supportable recommendations
• Interpret laws, regulations, and examination guidance into actionable business requirements
• Advise leadership, legal, and compliance on complex risk and regulatory matters
• Collaborate with fintechs and third-party organizations to evaluate products and identify compliance, fraud, and operational risks
• Monitor regulatory developments and enforcement trends to identify emerging risks
• Present findings and regulatory positions to senior leadership, auditors, and regulators

Requirements

• Bachelor's degree or equivalent education and work experience
• Minimum of 12 years of related experience
• Demonstrated ability to conduct independent research on complex regulatory topics
• Strong writing skills for drafting executive-level memoranda and regulatory analyses
• Ability to synthesize complex legal and operational considerations into actionable recommendations
• Experience working with regulators, auditors, legal counsel, and senior executives

Preferred Qualifications

• Master's degree

About the Company

Pathward is a financial empowerment company dedicated to creating financial inclusion for all. We work with innovators to increase financial availability, choice, and opportunity by providing responsible, secure, and high-quality financial products.