Chief Credit Officer

About the Company

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’ve reimagined how loans are originated, funded, and traded in secondary markets by combining blockchain’s transparency with AI-driven automation.

Responsibilities

• Lead an organization of credit professionals managing risk across a diverse lending portfolio
• Set enterprise-wide credit risk strategy across originations, pricing, portfolio management, and collections
• Chair the Credit Committee and engage with the CEO and Board of Directors
• Develop and iterate on proprietary loan products and risk analysis
• Drive automation efforts to compress the application-to-approval funnel
• Act as the primary liaison to regulatory bodies such as the OCC, FRB, and FDIC
• Oversee loss forecasting, financial modeling, and stress testing (CCAR) methodologies
• Build and manage relationships with investors, managing pricing, hedging, and warehouse functions

Requirements

• 15–20+ years of experience in credit risk management and portfolio oversight
• Extensive background in Mortgage and Home Equity credit risk
• Experience with LTV/CLTV management and valuation models
• Proven success in agile, high-growth, or startup settings
• Ability to develop a systematic secondary marketing group
• Advanced understanding of loss forecasting and automated credit decisioning
• Track record of managing remediation efforts and federal regulatory relationships

Benefits

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement