Head of B2B Credit Risk

Responsibilities

• Lead and manage the credit risk function, developing and implementing credit risk policies, procedures, and strategies.
• Oversee comprehensive credit risk assessments and underwriting for SME portfolios.
• Continuously refine credit scoring models and enhance underwriting methodologies to ensure prudent risk management aligned with business objectives.
• Manage and monitor the portfolio, ensuring proactive identification and mitigation of risks.
• Collaborate closely with technology teams to leverage data analytics and AI-driven insights for improved risk evaluation and decision-making.
• Provide strategic insights and recommendations to senior leadership, contributing to FlapKap’s overall risk management strategy.

Requirements

• 10-15 years of experience in credit risk management within the UAE banking industry, specifically in SME credit.
• Proven track record in designing and implementing credit risk policies, scoring models, and underwriting frameworks.
• Strong analytical skills, experience with data-driven risk assessment tools, and familiarity with technology-driven credit risk solutions.
• Excellent communication and leadership capabilities, with the ability to influence across all levels of the organization.

Benefits

• Competitive Salaries
• Hybrid working environment
• Paid time off
• Healthcare coverage
• Highly collaborative team environment supporting professional and personal growth
• Culture of learning and innovation

About the Company

FlapKap is the financial growth partner for digitally-native businesses in the Middle East and Africa. We help online businesses overcome cash constraints by financing their working capital and enabling growth without losing equity, offering insights on media spend to maximize revenues and profits. As a dynamic and creative fintech startup backed by QED, A15, Outliers, and Nclude, FlapKap fosters a collaborative environment that values innovation and continuous progress.