Investment Manager

Responsibilities

• Conduct counterparty due diligence by gathering data, analyzing financials, and evaluating risk controls.
• Design secured and over-collateralized lending structures, including covenants, waterfalls, and margin frameworks.
• Monitor portfolio risk by tracking exposures, limits, collateral, and early-warning indicators.
• Contribute to investment documentation, including term sheets, IC decks, and loan documentation.
• Engage with counterparties to lead meetings, coordinate data rooms, and negotiate factual points.
• Maintain process hygiene by keeping diligence files, checklists, and dashboards audit-ready.
• Propose new structures and pricing ideas to maximize opportunities within the bank's risk appetite.

Requirements

• 5–7 years of experience in investment banking, structured lending, credit, treasury, or risk.
• Bachelor's degree in a relevant field.
• Strong credit judgment with expertise in end-to-end counterparty due diligence.
• High literacy in structuring, including familiarity with term sheets, covenants, and ISDA/CSA or similar agreements.
• Practical experience with risk tooling, including stress/scenario analysis and sensitivity modeling.
• Proficiency in modern modeling tools and the ability to produce crisp investment committee memos.
• Excellent written and verbal communication skills for professional counterparty engagement.

Preferred Qualifications

• CFA or FRM certification (or equivalent professional path in progress).
• Previous experience in securitization, repo, or margin-based lending frameworks.
• General familiarity with Bitcoin and the crypto ecosystem.
• Technical proficiency, such as coding ability or experience with modern data modeling tools.

Benefits

• 100% remote work environment with the ability to work from anywhere.
• Flexible PTO plan to support work-life balance.
• Annual budget for individual learning and development goals.
• Opportunity to work with a high-performance, global team.

About the Company

Xapo Bank is a fully distributed team of over 150 professionals working from 30+ countries. We are committed to providing economic freedom and wealth protection through cutting-edge technology, helping people enjoy financial security regardless of where they live.