Large Loss Adjuster

Responsibilities

• Manage and investigate large loss and high-exposure homeowner claims, including litigation files
• Verify coverage, interpret policy language, and determine liability and scope of damages
• Conduct on-site inspections to evaluate damages and determine loss exposure
• Investigate origin and cause of high-exposure claims, coordinating with experts, attorneys, and SIU
• Reconcile contractor and mitigation estimates and collaborate with vendors
• Negotiate settlements with insureds, attorneys, and public adjusters
• Manage period of restoration for ALE and Loss of Rent claims
• Provide assistance during catastrophe events and mentor other claims professionals

Requirements

• 5–7 years of dwelling estimating experience preferred
• Proven experience handling homeowner property losses of $50,000 or greater
• Strong claims and business acumen with litigation experience
• Advanced knowledge of homeowner policy interpretation and coverage analysis
• Demonstrated Xactimate expertise
• Ability to maintain and obtain required state adjuster licenses
• Strong communication, negotiation, and analytical skills

About the Company

Horace Mann was founded in 1945 to provide quality, affordable insurance for educators. Today, they serve more than 4,100 school districts nationwide, helping educators protect their assets and prepare for the future.