Mortgage Loan Processor

About the Company

Texana Bank first opened its doors in 1914 in Linden, Texas. We believe in growing for the right reasons — to better serve you. Texana now boasts several branches throughout East Texas and Arkansas, along with dedicated mortgage offices.

Responsibilities

• Identify customer needs and suggest appropriate loan types
• Review files for completeness, accuracy, and program applicability
• Verify accuracy of system input and documentation including income, assets, credit reports, and appraisals
• Follow up with clients for additional documentation or clarifications
• Provide status updates to loan officers, borrowers, and agents
• Coordinate submission to underwriting and satisfaction of closing/funding conditions
• Review pre-audit HUD-1 to ensure accuracy and resolve discrepancies with title companies
• Ensure compliance with all regulatory and governmental standards and guidelines
• Maintain confidentiality of bank and customer information

Requirements

• Post TRID knowledge
• Comprehension of direct/indirect lending procedures
• In-depth understanding of relevant rules and regulations
• Strong organization and detail orientation
• Excellent communication and sales skills

Preferred Qualifications

• 5+ years of experience processing conventional, VA, and FHA loans
• Experience with Encompass