Senior Compliance Analyst

Responsibilities

• Own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs
• Perform quality assurance on AI-assisted onboarding decisions and document reasoning for regulatory scrutiny
• Identify process gaps and propose improvements
• Support bank partner deliverables across sponsor bank relationships
• Contribute to AML/BSA compliance and regulatory compliance testing and oversight activities
• Work with Product and Engineering on compliance-related features
• Contribute to long-term compliance strategy by building scalable infrastructure

Requirements

• 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment
• Direct CIP background required
• Working knowledge of AI governance in a compliance context
• Direct experience with KYC/KYB tools
• Solid grasp of regulatory frameworks (Reg E, Reg Z, USA PATRIOT Act, etc.)
• CAMS certification or actively working toward it
• Strong written and verbal communication skills

Preferred Qualifications

• Experience in compliance QA or program testing
• Background in high-risk verticals such as MRBs or crypto-adjacent businesses
• Experience with state money transmission license (MTL) requirements
• Experience in card issuing or payments with exposure to sponsor bank relationships

Benefits

• Unlimited PTO
• 12-weeks fully paid parental leave
• 4-Week Fully Paid Sabbatical
• Work From Anywhere (4 weeks per year)
• Health, vision, and dental insurance with HSA Contribution Match
• 401(k) match

About the Company

Lithic is a modern card issuing and processing platform empowering financial companies to build the future of payments through developer-friendly APIs and direct network connections.