FlapKap

Senior Credit & Risk Analyst - SME - UAE Residents

FlapKap

Posted 1 month ago

Employment Type

Full Time

Location

Dubai

Job Listing No Longer Available

This job posting is no longer accepting applications. It may be more than 30 days old or the position has been filled.

Requirements

Financial analysis, Credit risk, Excel proficiency, Risk assessment, Communication skills, Attention to detail, Stakeholder management, Decision-making, Problem-solving, MS Office, Data analysis, Ethical standards

Required Skills

Financial Analysis credit risk SME Credit Excel Risk Assessment underwriting financial statements Credit Reports Portfolio Monitoring Credit Policy Reporting Risk Models

Job Description

Responsibilities

  • Analyze financial statements, credit reports, and relevant data to assess creditworthiness
  • Evaluate borrowers’ income, debt levels, liquidity, and overall financial health
  • Assess risk and recommend credit approvals, conditions, or rejections
  • Prepare detailed credit reports and summaries for stakeholders
  • Monitor portfolio exposure and conduct periodic risk reviews
  • Track industry trends, economic indicators, and regulatory changes
  • Collaborate with sales and underwriting to gather information
  • Mentor junior analysts on analysis and decisions
  • Maintain client relationships and communicate credit terms
  • Support credit policies, procedures, and risk models

Requirements

  • Strong analytical and problem-solving abilities
  • Expertise in financial analysis and credit risk assessment
  • Proficiency with financial analysis tools and software
  • Excellent written and verbal communication
  • High attention to detail and accuracy
  • Ability to manage multiple priorities independently
  • Strong interpersonal and stakeholder management skills
  • Sound judgment and decision-making
  • Advanced Excel and Microsoft Office skills
  • High ethical standards and confidentiality

Benefits

  • Competitive salaries
  • Private health insurance
  • Hybrid work / work from home
  • Training and development
  • Performance bonus
  • Collaborative team environment

How to Apply

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