Senior Credit & Risk Analyst - SME - UAE Residents

Responsibilities

• Analyze financial statements, credit reports, and relevant data to assess creditworthiness
• Evaluate borrowers’ income, debt levels, liquidity, and overall financial health
• Assess risk and recommend credit approvals, conditions, or rejections
• Prepare detailed credit reports and summaries for stakeholders
• Monitor portfolio exposure and conduct periodic risk reviews
• Track industry trends, economic indicators, and regulatory changes
• Collaborate with sales and underwriting to gather information
• Mentor junior analysts on analysis and decisions
• Maintain client relationships and communicate credit terms
• Support credit policies, procedures, and risk models

Requirements

• Strong analytical and problem-solving abilities
• Expertise in financial analysis and credit risk assessment
• Proficiency with financial analysis tools and software
• Excellent written and verbal communication
• High attention to detail and accuracy
• Ability to manage multiple priorities independently
• Strong interpersonal and stakeholder management skills
• Sound judgment and decision-making
• Advanced Excel and Microsoft Office skills
• High ethical standards and confidentiality

Benefits

• Competitive salaries
• Private health insurance
• Hybrid work / work from home
• Training and development
• Performance bonus
• Collaborative team environment