Underwriter

Responsibilities

• Own the pipeline from initial review through final approval
• Identify and communicate purposeful, proportionate, and defensible conditions for each file
• Ensure property title is free of restrictions, leases, liens, and other encumbrances
• Conduct thorough appraisal reviews to identify value concerns and property condition flags
• Review and analyze loan modifications to assess impact on lien position and eligibility
• Review trust documentation to confirm vesting and trustee authority
• Monitor and approve all conditions prior to funding

Requirements

• 3+ years of experience underwriting residential real estate or home equity products
• Deep experience analyzing credit reports, property title reports, and appraisal reports
• Strong title curative knowledge and ability to resolve liens and encumbrances
• Solid understanding of loan modifications and their impact on underwriting
• Experience with loan processing systems or CRM systems like Salesforce
• Ability to work efficiently and independently
• Availability to work until 6pm PST strongly preferred

Preferred Qualifications

• Trust review experience including familiarity with trust vesting and trustee authority

Benefits

• Fully Remote Team culture
• Access to any WeWork location
• Monthly cell and internet stipend
• Comprehensive healthcare plans available from day one
• Flexible PTO and Parental Leave

About the Company

Splitero provides a modern alternative to traditional financing through Home Equity Investment (HEI) products, helping homeowners access equity without monthly payments.