Vice President, P&C State Product Management

Responsibilities

• Own profit and growth performance for Personal Lines Auto and Home across 44 states
• Develop and execute state-specific strategies to achieve target loss ratios, retention, growth, and expense objectives
• Partner with Pricing and Actuarial teams to shape rate indications and state-level pricing strategies
• Lead the end-to-end rate, rule, and form filing agenda and manage regulatory submissions
• Monitor and manage portfolio mix, catastrophe exposure, and geographic concentration
• Lead the implementation of product changes across Technology, Operations, Distribution, and Marketing
• Lead and develop a high-performing team of state product leaders and managers

Requirements

• 10+ years of progressive leadership experience in Personal Lines insurance
• Demonstrated success managing multi-state product portfolios with direct P&L accountability
• Deep understanding of rate, rule, and form filings and state regulatory environments
• Proven ability to translate analytics into actionable strategy
• Strong cross-functional leadership experience across Underwriting, Claims, Distribution, and Technology
• Bachelor’s degree or equivalent experience
• Ability to travel 35% - 50%

Preferred Qualifications

• Experience leading large-scale, multi-state portfolio transformation initiatives
• Proven success in both profitability remediation and growth acceleration strategies
• CPCU designation or advanced degree (MBA or similar)
• Experience working within both captive agent and direct-to-consumer distribution models

About the Company

Horace Mann was founded in 1945 to provide quality, affordable auto insurance for teachers. Today, the company serves more than 4,100 school districts nationwide, helping educators protect what they have today and prepare for a successful tomorrow.